8 min read
7 most common beginner investment mistakes.
Buying in your own backyard, leading with emotion, chasing the next hotspot. Seven traps that cost first-time investors thousands.
Read →CHAD Property
Hey there!
I’m Dan, a Certified Practising Valuer with over a decade of experience. My partner Charissa is an ex-CMO who runs our deal floor end to end: search, due diligence, comparable market analysis, and coordination with conveyancers, mortgage brokers, and property managers. Together we help a handful of Australian investors each month buy property well, whether in their own name, through a company, or inside a self-managed super fund.
A valuer’s lens on every deal. Someone in your corner. The fight for the right terms, all the way to settlement.
By the numbers
Every number below is real and sourced. Seven of them come straight from the Cornerstone™ client portal that every CHAD investor has access to, refreshed each time the portfolio updates.
Years as a Certified Practising Valuer
Total clients
Total properties
Portfolio under management
Estimated annual rent
Average annualised capital growth
Average return on cash, 80% LVR
Average gross rental yield
Live data as of 18 June 2026. Growth and return figures are calculated across the 14 of 23 properties that have been independently re-valued. Past performance is not a guarantee of future results. Individual results vary.
Meet the founders
Dan is a Certified Practising Valuer. Over a decade of valuations across bank panels means he reads property the way lenders’ valuers read it. That lens runs through every offer CHAD puts in and every key decision on every engagement.
Charissa runs the deal floor. An ex-CMO with 20 years in marketing, she handles the search, the comparable market analysis, and the calls with conveyancers, mortgage brokers, and property managers. Clients describe her as someone who is fighting for them, and they can feel it.
A handful of investors each month. No juniors. No handoffs. When you work with CHAD, you work with the founders, end to end.
The problem
Time-poor. Unsure which numbers matter. Drowning in conflicting information.
“I don't have time to do the research and find the best deals.”
Between work, family, and other commitments, I simply don't know where to start or how to find the time for intensive research.
“I don't know how to invest in interstate properties.”
I want to buy in high-growth areas across Australia, but I don't know how to research markets outside my city or build the right team on the ground to manage the purchase.
“I don't know which metrics matter most.”
Vacancy rates, median prices, rental yields, there's so much data out there, but I'm unsure which numbers truly predict a suburb's growth.
“I feel anxious about missing out on market gains.”
I keep putting off buying an investment property, worrying that every day I wait is a missed opportunity.
“I'm concerned about hidden risks.”
I don't want to overlook issues like flood zones, bushfire risks, or other environmental factors that could hurt my property's value and returns.
“I lack confidence in property valuations and negotiations.”
I don't know how to determine a fair purchase price that reflects real market conditions. I worry about overpaying. I feel uneasy negotiating effectively to secure the best deal.
“I don't want to be handed off, I want to speak to the founders.”
With big agencies, I never get direct access. I value working with the actual founders who truly care about my goals.
“I worry about missing out on off-market opportunities.”
I know some of the best deals never even hit realestate.com.au or Domain. I don't have the connections or know-how to access these off-market opportunities before other buyers do.
If you nodded at any of these, you are in the right place.
The Blueprint
You always know where we are, and what comes next.
Laying the groundwork: your BA agreement, investment goals, and introduction to Cornerstone™.
Defining your investment strategy, confirming borrowing capacity, and setting your target criteria.
Assembling your professional team (mortgage broker, conveyancer, and financial planner) and securing pre-approval.
Your CHAD advisor is actively searching, shortlisting, and analysing properties on your behalf.
Your offer has been accepted. We are working through contract conditions before the contract goes unconditional.
Contract is locked. We coordinate settlement, your property manager, and the pre-settlement inspection.
Settlement day. Keys change hands, your investment is live, and you join the CHAD portfolio.
The Lens
Suburb-level evidence, filtered against risk, fitted to you.
A starting list of high-growth suburbs, drawn from leading demand and supply signals.
Cull suburbs that fail long-horizon fundamentals or sit in high-risk zones (flood, bushfire, weak incomes, stretched debt-servicing, single-industry, and more).
Appraise the shortlist through a valuer's lens, then match it to your budget, your risk appetite, and what you're building toward.
Three layers: national headlines on top, the suburb in the wide middle, a single property at the base.
Most start at the top. We start in the middle, where the leverage is.
The Proof
Across every client we have helped, here is how the portfolio has tracked against the national market.
+28.58% p.a.
Average annualised capital growth across CHAD client purchases.
Growth and return figures are calculated across the 14 of 23 properties that have been independently re-valued.
Live data as of 18 June 2026. Averages across 14 reviewed client properties. Past performance is not a guarantee of future results. Individual results vary.
Common questions
If you are carrying one of these, you are not the first. Here is how we answer them, in plain language.
A fixed flat fee for residential engagements, in two parts. You pay a fixed engagement fee upfront, which is non-refundable and covers the strategic and research work we do for you. The balance is payable only when your contract goes unconditional. For commercial engagements, the fee is scoped to the deal and confirmed with you upfront. Either way, you are paying us, not the vendor, so our incentives stay aligned with yours. We share the exact figures with you on the fit-check call, once we understand what you are trying to do.
Charissa runs the deal floor end to end: property search, due diligence, comparable market analysis, and coordination with your conveyancer, mortgage broker, and property manager. Dan brings the valuer's lens, steps in on the key calls where his input matters most, and reviews the decisions that shape the deal. No junior buyer's agents. No handoffs.
CHAD operates as a tight two-founder team by design. That gives us the room to spend real time on your suburb research, your property selection, and your due diligence, rather than running on a volume model. We would rather take fewer clients and stand with each of them holistically than stretch ourselves thin and let service quality slide. Capacity is constrained on purpose.
Yes. About 99% of our clients buy in a different state from where they live. The reason is straightforward: we run a data-driven process that surfaces a cluster of suburbs already showing growth momentum, against a tight threshold of supply, demand, and risk metrics. Those suburbs are rarely the ones in your own backyard. We are not in the business of buying in areas where the data is ambiguous and you sit on a property for 12 to 24 months wondering if it will grow. We look for the areas already in motion, so your asset starts compounding from day one.
Yes. Most of our clients buy inside an SMSF. We do not advise on the SMSF structure itself, that sits with your accountant and financial planner. What we do is coordinate the property side with the right professionals around you: an SMSF-aware mortgage broker, a conveyancer who understands bare-trust setups, and a property manager geared for the holding structure.
Yes. Alongside residential, we work with investors moving into commercial property, and we bring the same valuer's lens and evidence-led process to it. Commercial is a different asset class with its own risk and return drivers, so the strategy, the due diligence, and the fee are scoped to each engagement and confirmed with you upfront. If commercial is where you are heading, raise it on the fit-check call and we will tell you honestly whether it fits what you are trying to do.
A pre-approval in hand is ideal before we start the search, since it sets the realistic ceiling. If you do not have one, we can refer you to a mortgage broker we trust, and the broker confirms your borrowing capacity early in our process. We do not start the property search until your numbers are clear.
It happens occasionally, usually during the Deal Room stage when contract conditions or due diligence surface something that should not be ignored. If a deal collapses, we re-enter the search with you at no additional engagement fee. The contract conditions we write in exist to protect you from buying badly, and walking away when a deal does not stack up is part of the service.
Formally the engagement ends at settlement, when keys change hands and your property manager takes over the operational side. In practice, most of our clients stay in touch. We are happy to point you in the right direction or weigh in informally on questions that come up later. Once a client, always a client.
Every figure on this site is drawn from real client portfolios inside Cornerstone™ and recorded in our internal data. Past performance does not guarantee future results.
You start by sending us your introduction on this site. We read every one ourselves. If we think CHAD is the right fit for what you are trying to achieve, we write back personally and we find a time for a fit-check call that suits both sides (30 to 45 minutes, informal, no obligation). From there, if it is a mutual fit on both sides, we move into a formal engagement. If not, we will tell you why and where else to look. We read every introduction ourselves because our capacity is tight, and we want to spend our research time on clients we can genuinely help.
Got a question that’s not here? Drop it into your introduction and we’ll answer it personally. →
The Tool
Cornerstone™ is built into how we work. Every step of your purchase, every document, every milestone lives in one place: for you, your broker, and your financial team.
What you get, side by side
Industry comparison based on common practice across the Australian buyer’s-agent market. Individual buyer’s agents may differ.
Our Mission
Two reasons we do this work. Both matter.
Mission one
Your success.
We want you to build real wealth through property investing. Real wealth means time back in your week, real options for the next chapter, and freedom from being tied to active income for the rest of your life. Helping you get there is the first reason we do this work.
Mission two
Their rescue.
When we started CHAD, we made a promise to each other. From every client settlement, a portion of your fee becomes a donation in your name to Destiny Rescue. Enough to fund one child’s rescue from sex trafficking. Every property we settle for you is also a rescue. That is the second reason we do this work.
children rescued from sex trafficking through CHAD client donations.
Founders’ Notes
Updated when there’s something worth saying.
8 min read
Buying in your own backyard, leading with emotion, chasing the next hotspot. Seven traps that cost first-time investors thousands.
Read →7 min read
What to look for, what to ask, and how to know whether the person across the table is the right fit for your money.
Read →8 min read
Buying inside super, what works, what fails, and what most planners do not explain about leveraged property in an SMSF.
Read →Ready?
Five-minute introduction. Personal reply. We agree on a time that suits both sides.
Start the conversationDan Kwek and Charissa Lee